What is Income Protection?
Income Protection Insurance, also known as Salary Continuance, can help you manage your expenses if you are unable to work for a certain amount of time, if you are sick or injured.
It’s important because your income is what fuels your life today – and all of your plans for tomorrow!
If you suffer an illness or injury and are unable to earn your regular income, an Income Protection Policy will pay an ongoing monthly benefit usually up to 75% of your pre-tax salary, until you are able to return to work.
Why do we use it?
Income Protection Insurance gives you the confidence to seize life’s possibilities knowing that if things don’t quite go to plan and you find yourself unable to work for an extended period of time, you will have an income.
If you rely on your income to get by from one week to the next, Income Protection Cover provides a crucial safety net. This is especially true for self-employed people and small business owners, or anyone else whose business relies on their ability to work in order to stay afloat.
You are able to use the money to pay your mortgage, continue paying for your car or any other bills you have to pay.
Who is it for?
- Business people
- Small business owners
- Persons with mortgages and repayments
- People with a family to look after
Need more Insurance?
We also provide protection against other types of potential risks in yours or your families personal life including:
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